https://accountingdoc.ca/guidesMoney guides for Canadian families and business owners, from a CPA-led firm in Pickering, Ontario.en-ca https://accountingdoc.ca/guides/family-financial-planhttps://accountingdoc.ca/guides/family-financial-planA practical financial plan for Canadian families with good incomes: where the money goes, the order to save in, debt, protection, children and a yearly calendar. With Ontario 2026 tax figures and free tools.Families guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/buying-a-home-in-ontariohttps://accountingdoc.ca/guides/buying-a-home-in-ontarioWhat it really costs to buy a home in Ontario in 2026: down payment rules, land transfer tax, the first home savings account, the Home Buyers' Plan, the mortgage stress test and the tax after you move in.Families guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/investing-and-tax-in-canadahttps://accountingdoc.ca/guides/investing-and-tax-in-canadaHow investment income is taxed in Canada in 2026, which account to use first (TFSA, RRSP, FHSA, RESP), the records that save tax and the reporting rules investors miss. With Ontario tax rates.Families guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/crypto-tax-in-canadahttps://accountingdoc.ca/guides/crypto-tax-in-canadaHow the Canada Revenue Agency taxes crypto: which transactions are taxable, capital gain or business income, how to work out adjusted cost base, the records to keep and what to do if you never reported.Families guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/inheritance-in-canadahttps://accountingdoc.ca/guides/inheritance-in-canadaCanada has no inheritance tax, but an estate can still owe a large bill. How death is taxed, Ontario probate, inheriting a house, an RRSP or assets abroad, and what an executor must do before paying anyone.Families guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/wills-and-estate-planning-ontariohttps://accountingdoc.ca/guides/wills-and-estate-planning-ontarioWhat happens without a will in Ontario, the three documents every adult needs, what passes outside the will, and how to plan the tax so that "equal" really is equal. Where the accountant ends and the lawyer begins.Families guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/generational-wealth-in-canadahttps://accountingdoc.ca/guides/generational-wealth-in-canadaHow Canadian families build and pass on wealth: RESPs and the education grant, helping adult children the tax-smart way, income splitting that works, planning for a family business and passing it on.Families guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/business-plan-that-gets-fundedhttps://accountingdoc.ca/guides/business-plan-that-gets-fundedHow to write a business plan that a Canadian bank, investor or partner can say yes to: the one-page story, the three years of numbers, break-even, cash flow, structure, registration and the questions lenders ask.Business owners guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/business-debt-and-leveragehttps://accountingdoc.ca/guides/business-debt-and-leverageHow leverage works for a small business or property investor: the maths, the tests to run before you borrow, the right kind of debt for each use, interest deductibility, personal guarantees and shareholder loans.Business owners guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/finance-strategies-for-growthhttps://accountingdoc.ca/guides/finance-strategies-for-growthPractical finance strategies for Canadian small businesses: monthly numbers, pricing for margin, getting paid faster, budgeting, hiring by the numbers, using the tax system and funding growth without running out of cash.Business owners guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/guides/foreign-income-and-assetshttps://accountingdoc.ca/guides/foreign-income-and-assetsFor newcomers to Canada, Canadians working abroad and anyone with property or accounts in another country: residency, world income, the foreign tax credit, Form T1135 and what happens when you arrive or leave.Coming to Canada guideFri, 13 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/how-to-register-a-business-in-ontariohttps://accountingdoc.ca/resources/how-to-register-a-business-in-ontarioStep by step: sole proprietorship name registration (CAD 60) or Ontario incorporation (CAD 300), CRA Business Number, GST/HST and payroll accounts, with costs and timelines.Starting upThu, 12 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/ontario-vs-federal-incorporationhttps://accountingdoc.ca/resources/ontario-vs-federal-incorporationOntario (CAD 300) vs federal (CAD 200 online) incorporation compared: name protection, director residency, extra-provincial registration, and which to choose.Starting upThu, 12 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/how-to-register-a-trademark-in-canadahttps://accountingdoc.ca/resources/how-to-register-a-trademark-in-canadaCIPO trademark registration in 2026: fees (about CAD 491 first class, CAD 149 each extra), the 6 steps, timelines, Nice classes, and who can file for you.TrademarksThu, 12 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/business-name-vs-corporation-vs-trademarkhttps://accountingdoc.ca/resources/business-name-vs-corporation-vs-trademarkWhat a business name registration, an incorporation and a CIPO trademark each protect, what they cost, and the order to do them in.TrademarksThu, 12 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/how-much-does-an-accountant-cost-ontariohttps://accountingdoc.ca/resources/how-much-does-an-accountant-cost-ontarioWhat a small business accountant costs in Ontario: hourly versus fixed monthly fees, what drives the price, and our published plans from CAD 299 a month.Starting upWed, 11 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/start-a-canadian-company-checklisthttps://accountingdoc.ca/resources/start-a-canadian-company-checklistThe checklist The Accounting Doc runs on every registration: structure, name, CRA accounts, accounting system and the compliance calendar.Starting upTue, 10 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/should-i-incorporatehttps://accountingdoc.ca/resources/should-i-incorporateWhen a sole proprietorship is cheaper, when an Ontario or federal corporation makes sense, named versus numbered, and the CRA accounts that follow.Starting upTue, 10 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/can-a-foreigner-own-a-canadian-companyhttps://accountingdoc.ca/resources/can-a-foreigner-own-a-canadian-companyNon-residents can own a Canadian corporation. Director residency rules, why Ontario is the usual choice, the address requirement and the remote timeline.InternationalTue, 10 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/does-incorporation-give-immigration-statushttps://accountingdoc.ca/resources/does-incorporation-give-immigration-statusA Canadian company does not create residency, immigration status or bank approval. What it does give founders abroad, and how we prepare the application.InternationalTue, 10 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/canadian-corporate-tax-for-non-residentshttps://accountingdoc.ca/resources/canadian-corporate-tax-for-non-residentsHow a Canadian corporation owned from abroad is taxed: federal and provincial corporate tax, withholding on distributions, treaties and GST/HST.InternationalTue, 10 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/should-a-realtor-open-a-prechttps://accountingdoc.ca/resources/should-a-realtor-open-a-precWhen a personal real estate corporation makes sense for an Ontario realtor, what realtors can deduct, HST on commission income and planning instalments.RealtorsTue, 10 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/should-a-doctor-incorporatehttps://accountingdoc.ca/resources/should-a-doctor-incorporateWhen a medical or dental professional corporation defers tax, how compensation planning works, associate payments and HST on exempt versus taxable revenue.PhysiciansTue, 10 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/how-t5018-works-and-job-costinghttps://accountingdoc.ca/resources/how-t5018-works-and-job-costingT5018 subcontractor reporting, HST timing on holdbacks, WIP schedules and employee versus subcontractor classification, explained for Ontario contractors.ContractorsTue, 10 Nov 2026 12:00:00 GMT https://accountingdoc.ca/resources/buying-a-pharmacy-what-numbers-matterhttps://accountingdoc.ca/resources/buying-a-pharmacy-what-numbers-matterThe accounting-side review of a pharmacy purchase: normalised earnings, script count value, inventory and working capital adjustments, lender projections.PharmacyTue, 10 Nov 2026 12:00:00 GMT